Long Term Care Insurance
Frequently included in benefits offered by today's top employers, long term care insurance has become a necessary part of a comprehensive insurance package for many employees. Of course, an employer and company is there to make a profitable business. BJL Financial Services LLC offers free quotes from a range of carriers that allow companies to get the best rates that fit their business and group health plan objectives.
Extra Health Coverage
Long term care insurance provides assistance that goes beyond disability coverage when a person is unable to carry out regular daily activities following an accident or illness. Expenses for prolonged care are not always fully covered by Medicaid, or in many cases, private health insurance. Insurance for extended care ensures a reasonable quality of life in the event of a prolonged health problem and a clear reduction in financial stress.
BJL Financial Services LLC Long Term Care Programs
Unfortunately, serious illnesses or accidents can happen without warning and affect an employee's ability to generate an income. BJL Financial Services LLC insurance specialists offer practical solutions that include a range of payment options available to employees as well as enhanced coverage that includes additional health services.
Flexible Payment Options and Other Benefits
Depending on the needs and goals of your business, long term care insurance that is offered to employees on a voluntary basis as part of a larger benefits package, also provides appealing tax benefits to employers and helps to attract top quality personnel. By offering an enhanced form of health coverage not found in basic medical or disability insurance plans, benefits can be extended to include spouses or dependents which will ultimately improve productivity allowing employees to better manage circumstances that require long term care solutions.
Consult with BJL Financial Services LLC experts to learn more about premium discounts for long term care insurance that positions you as a business that truly cares for its employees.